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Jumat, 21 Maret 2008

Streamster Application

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What is Liberty Reserve

Liberty Reserve is an account-based payment system where you can store value in U.S. dollars and transfer payments to others and receive payments from others. It is safe, reliable and confidential. Payments are irrevocable (meaning they cannot be reversed). Liberty Reserve is instant, real-time currency for international commerce. In just minutes, you can send and receive payments from anyone, anywhere on the globe!

Concepts

Account

It all starts with your account. This is where you see your balance, history of transactions, security features, private messaging, and all other features of the website. Access to your account requires the full spectrum of login and security details to be entered.

Wallet

The wallet allows you to quickly access a dedicated portion of your funds in Liberty Reserve using a faster login procedure if you wish to pay someone quickly. It is recommended that you keep only a small amount of value in your wallet because the security procedures necessary to access your wallet are less than the security procedures to access your full account. In order to transfer funds from your account to your wallet, you will need to login to your account, and do it from there. You are not required to initialize a wallet, and are free to make payments from your account without using the wallet. This is an optional feature for your convenience.

Once you have funds in your wallet, paying someone is very easy and quick, with a faster login process.

e-Currency

E-currency, or digital currency, is a stored value and payment system, usually account-based, that allows users to store funds (such as Euro, USD, Yen, etc., and metals such as gold, silver, etc., or anything else of value for that matter). The main feature of a digital currency is that spends (payments) are irrevocable, unlike bank payments (wires, checks), and other systems that have similar features (online payments) but can easily reverse payments, such as PayPal.

Digital currencies evolved as a need for merchants to have an alternative to credit cards due to the high cost of accepting credit cards (credit card % fees and fraud). Merchants using digital currencies get paid, and stay paid, lowering their costs of operation, eliminating fraud, and pass on the savings to their customers.

Balances

A balance is the total amount of funds or value that you have in your Liberty Reserve account. It is displayed on most pages within your account for your convenience.

Security

One of the most important features of Liberty Reserve is the security of your account. Passwords, PIN's, stop account feature, and anti-keylogger (trojan) login system are just a few of the security precautions that Liberty Reserve has added to keep your value safe and secure within your account.

Nothing works better, however, than your own due diligence when it comes to security. Always use an anti-virus for safe computing.


Working with Liberty Reserve site

Account registration

Creating an account is easy at Liberty Reserve. Simply enter your details, such as your name, account title, and address, etc., and you will have a full-functioning, free Liberty Reserve account in minutes. Remember to write down all the information for future reference such as your Security Code, passwords, account number, etc.

Logging in

Once you create a Liberty Reserve account, you may access your account by logging in with your account number, password, and login PIN in order to access the value in your account and make payments, check history, use the internal messaging system, etc.

Profile settings

Once you are logged into your account at Liberty Reserve, you can click on "profile" and change your account name, password, and other features, such as email notifications.

Transfer

This feature allows you to send funds (make payments) to any other Liberty Reserve account instantly.

Withdraw

You can withdraw (redeem) value from your Liberty Reserve account by using any number of independent exchange providers listed on the Liberty Reserve website. Usually, exchange providers will have an account number starting with the letter, "x".

Exchange providers are not affiliated with Liberty Reserve and your dealings with them are at your own risk. We recommend that you only use exchange providers that are members of the Global Digital Currencies Association.

Deposit

You can deposit funds or value to your Liberty Reserve account by using any number of independent exchange providers listed on the Liberty Reserve website. Usually, exchange providers will have an account number starting with the letter, "x".

Exchange providers are not affiliated with Liberty Reserve and your dealings with them are at your own risk. We recommend that you only use exchange providers that are members of the Global Digital Currencies Association.

Internal messaging

Once you are logged into your Liberty Reserve account, you can send private messages to anyone else with a Liberty Reserve account. All you need to know is their account number. You can also check your message inbox to see if you received any messages, and you can save messages. This is a private, internal messaging system developed exclusively for Liberty Reserve account holders.


Wallet

Liberty Reserve's wallet is a handy feature that allows you to access only the portion of funds that you have placed in your LR wallet quickly and easily, bypassing the regular, enhanced login security features of your main account.

You do not have to activate or use the wallet if you do not want to. But if you choose to use it, it is a way to save time when logging in, and to make payments very quickly, accessing only a small portion of your total LR holding, just like going to a bank ATM, withdrawing a small portion of your account balance, and keeping the cash in your pocket.

This less secure, though quicker, way of logging in to your separate wallet sub-account is recommended only for small payments, and keeping small balances in the wallet. Do not transfer a large portion of your main account to your wallet.

Settings

To enable or disable the wallet sub-account feature, log into your main Liberty Reserve account and click on "My Wallet." Once there, you can see your wallet balance and have the option to enable or disable your wallet sub-account, and to add or remove funds from your wallet.

Refill

To fill or refill your wallet, the wallet sub-account has to be enabled. While logged in to your MAIN Liberty Reserve account, access the "My Wallet" link, and click on "Add funds." By doing this, you will be given the option to move funds from your main account to the wallet sub-account. You cannot add funds to your wallet account unless you are logged in to your main account.

Discharge

To discharge or remove funds from your wallet back to your main Liberty Reserve account simply access the "My Wallet" link, and click on "Remove Funds." By doing this, you will be given the option to move funds from your wallet sub-account back to your main Liberty Reserve account.

Logging In

Logging in to your wallet is easy. All you need is your account number and Login PIN. You do not need your Password or Security PIN. Once you are logged in, you will see your wallet balance and a funds transfer screen. You cannot access any of your main Liberty Reserve account features and balances from this sub-account.

Transfer

When logged in to your wallet, you can transfer funds quickly and easily up to the balance that is available in your wallet. You do not need your Security PIN since this is a less secure interface for low balances and quick payments.

If someone sends you a payment to your Liberty Reserve account, that payment goes to your main account, not your wallet. You cannot receive payments into your wallet. You can only send payments. To replenish your wallet, you would need to log into your main account, and refill the wallet from there.

DomainKeys

DomainKeys is a method of e-mail authentication. Unlike some other methods, it offers almost end-to-end integrity from a signing to a verifying Mail Transfer Agent (MTA). In most cases the signing MTA acts on behalf of the sender, and the verifying MTA on behalf of the receiver. DomainKeys is specified in Historic RFC 4870, which is obsoleted by Standards Track RFC 4871, DomainKeys Identified Mail (DKIM) Signatures.

DomainKeys is independent of Simple Mail Transfer Protocol (SMTP) routing aspects in that it operates on the RFC 2822 message — i.e., the transported mail data, header and body — not the SMTP envelope defined in RFC 2821.

Note that DomainKeys does not directly prevent abusive behavior; rather, it allows abuse to be tracked and detected more easily. This ability to prevent some forgery also has benefits for recipients of e-mail as well as senders, and "DomainKey awareness" is programmed into some e-mail software.

Since 2004, Yahoo! has signed all of its outgoing e-mail with DomainKeys and is verifying all incoming mail. As of 2005, Yahoo reports that the number of DomainKeys-verified e-mail messages they receive exceeds 300 million per day.

Google also uses DomainKeys to sign e-mail messages sent from users of its Gmail service, actually going live with it about a month before Yahoo did.[1]

How it works

DomainKeys adds a header named "DomainKey-Signature" that contains a digital signature of the contents of the mail message. The default parameters for the authentication mechanism are to use SHA-1 as the cryptographic hash and RSA as the public key encryption scheme, and encode the encrypted hash using Base64.

The receiving SMTP server then uses the name of the domain from which the mail originated, the string _domainkey, and a selector from the header to perform a DNS lookup. The returned data includes the domain's public key. The receiver can then decrypt the hash value in the header field and at the same time recalculate the hash value for the mail body that was received, from the point immediately following the "DomainKey-Signature:" header. If the two values match, this cryptographically proves that the mail originated at the purported domain and has not been tampered with in transit.

Development

DomainKeys was designed by Mark Delany of Yahoo!. Many other people provided comments and wrote prototype implementations, including Russ Nelson of the qmail community, Eric Allman of sendmail, and John R. Levine of the ASRG.

DomainKeys is covered by U.S. Patent 6,986,049 assigned to Yahoo!. Yahoo! released DomainKeys under a dual license scheme: the traditional corporate oriented royalty-free, nonexclusive, relicensable patent license which is designed to be friendly to open source and free software implementations, and under GPL 2.0 for the purpose of the DKIM IETF Working Group.

Advantages

There are three primary advantages of this system for e-mail recipients:

  • It allows the originating domain of an e-mail to be positively identified, allowing domain-based blacklists and whitelists to be more effective. This is also likely to make phishing attacks easier to detect.
  • It allows forged e-mail messages to be discarded on sight, either by end-user e-mail software (mail user agents), or by ISPs' mail transfer agents.
  • It allows abusive domain owners to be tracked more easily.

There are some incentives for mail senders to authenticate outgoing e-mail:

  • It allows a great reduction in abuse desk work for DomainKeys-enabled domains if e-mail receivers use the DomainKeys system to automatically drop forged e-mail messages claiming to be from that domain.
  • The domain owner can then focus their abuse team energies on their own users who actually are abusing their use of that domain.

Use with spam filtering

Since DomainKeys is an authentication technology, it does not itself filter spam. However, widespread use of DomainKeys can prevent spammers from forging the source address of their messages, a technique they commonly employ today. If spammers are forced to show a correct source domain, then other filtering techniques can work more effectively. In particular, the source domain can feed into a collaborative reputation system to better identify spam. Conversely, DomainKeys can make it easier to identify mail that is known not to be spam and need not be filtered. If a receiving system has a whitelist of known good sending domains, either locally maintained or from third party certifiers, it can skip the filtering on signed mail from those domains, and perhaps filter the remaining mail more aggressively.

DK can be useful as an anti-phishing technology. Mailers in heavily phished domains can sign their mail to show that it is genuine. Recipients can take the absence of a signature on mail from those domains to be an indication that the mail is probably forged. The best way to determine the set of domains that merit this degree of scrutiny remains an open question; DK's successor DKIM will probably have an optional feature called SSP (Sender Signing Policy) that lets senders that sign all their mail self-identify, but the effectiveness of this approach remains untested.

Compatibility

Because it is implemented using optional RFC 2822 headers and DNS records, DomainKeys is backwards-compatible with the existing e-mail infrastructure. In particular, it is transparent to existing e-mail systems with no DomainKeys support.

DomainKeys has also been designed to be compatible with other proposed extensions to the e-mail system, in particular to be compatible with SPF, the S/MIME e-mail standard and DNSSEC. It is also compatible with the OpenPGP standard.

Weaknesses

DomainKeys or DKIM signatures do not encompass the message envelope, which holds the return-path and message recipients. A concern for any cryptographic solution would be message replay abuse, which bypasses techniques that currently limit the level of abuse from larger domains. Replay can be inferred by using per-message public keys, tracking the DNS queries for those keys and filtering out the high number of queries due to e-mail being sent to large mailing lists or malicious queries by bad actors. For a comparison of different methods also addressing this problem see e-mail authentication.

Content modification in-transit

One of the problems with DomainKeys is that if the message is significantly modified en route by a forwarding mechanism such as a list server, then the signature may no longer be valid and, if the domain specifies that all e-mail is signed, the message may be rejected. (The solution is to whitelist e-mail from known forwarders, or for the forwarder to verify the signature, modify the e-mail, and resign the message with a Sender: header.) Many domains, however, say that only some of their e-mail is signed, and so a missing or broken signature can not always be used to reject e-mail. (The solution is to sign all your e-mail.) If the only modifications en-route involve the addition or modification of headers before the DomainKey-Signature: header, the signature should remain valid; also the mechanism includes features that allow certain limited modifications to be made to headers and the message body without invalidating the signature.

Some suggest that this limitation could be addressed by combining DomainKeys with SPF, because SPF is immune to modifications of the e-mail data, and mailing lists typically use their own SMTP error address aka Return-Path. In short SPF works without problems where DomainKeys might run into difficulties, and vice versa.

Mailing Lists that add or change content also effectively invalidate DomainKeys signatures. Yahoo! suggested that the mailing list should re-sign the message itself under these circumstances, thus in effect taking responsibility for the message.

Protocol overhead

DomainKeys requires cryptographic checksums to be generated for each message sent through a mail server, which results in computational overhead not otherwise required for e-mail delivery.